Bremer Bank

Marked as

Medium Risk Company

Last updated - November 22, 2025

Medium Risk

i
2.4

1.9

User Score

2.2

Trust Score

2.5

Brand Score

OVERVIEW

About Bremer Bank

Bremer Bank is a regional US bank headquartered in Minnesota, with a focus on commercial and community banking services. It is tied to the Otto Bremer Trust and employee-shareholder ownership structure. The bank faces legal scrutiny over governance practices and class-action lawsuits claiming unfair overdraft fees and withheld voting rights.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

Linkedin
bremer-bank

FINANCIAL RISK AUDIT

For Consumers
For Consumers

Medium Risk

Based on the available data, we suggest consumers approach this Company with caution.

This advisory is based on a medium-risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You may face moderate risks when engaging in consumer-related activities with this entity.

For Employees
For Employees

High Risk

Based on the available data, we recommend that employees exercise extreme caution or reconsider association with this Company.

This advisory stems from an aggregate risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

You are likely to face significant risks by pursuing or maintaining employment with this entity.

For Banks & Investors
For Banks & Investors

Medium Risk

Based on the available data, we recommend investors and bankers proceed with caution regarding this Company.

This advisory is informed by a medium-risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Financial involvement with this entity may carry moderate risks to your interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Bremer Bank?

OSINT DATA POINT

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Founder

OttoBremer
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Established

1943
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Ownership

Employee–Trust
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Trustee

OttoBremerTrust
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Headquarters

StPaul
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Region

UpperMidwest
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Charity

Grantmaking
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Merger

OldNational
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Assets

$16B
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Dividends

$76.4M
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Branches

80
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Focus

CommercialAgriculture
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Values

Community
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Legacy

Philanthropy
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Conflict

Governance

ENTERPRISE RISK ASSESSMENT (ERA)

Employee-shareholders allege the bank’s trustees are stripping their voting rights and pushing a sale that contradicts the bank’s founding mission.

Bremer is being sued for allegedly imposing multiple overdraft or NSF fees on a single transaction.

Bremer Bank is suing its parent trust’s trustees for alleged self-dealing and favoring a sale of the bank.

Potentially, because conflicting interests between trustees, the board, and shareholders may weaken governance oversight.

Customers could face higher and unexpected costs due to alleged unfair overdraft and NSF fee practices.

Ongoing litigation and governance disputes indicate a potential risk to the bank’s strategic stability.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

robinskaplan.com

Visit Link

Bremer Bank employees sue trustees, claiming their voting rights were stripped and a bank sale contradicts the founder’s mission.

  • First Detected

    08/01/2020
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Legal
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    10%
  • Primary Keyword

    Lawsuit
coming

prnewswire.com

Visit Link

Bremer Bank faces a class-action alleging excessive overdraft and insufficient funds fees charged per transaction.

  • First Detected

    02/10/2019
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Legal
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    10%
  • Primary Keyword

    Lawsuit
coming

echopress.com

Visit Link

Bremer Bank sues Otto Bremer Trust trustees, alleging they misled the board to force a share sale.

  • First Detected

    22/11/2019
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Legal
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    10%
  • Primary Keyword

    Lawsuit

Other Red-Flags and Adverse News

redflag
2025 Bremer Bank, National Association v. Border Bank

Financial Profile for Bremer Bank

Do you want to unlock a detailed Risk Assessment and audit report for Bremer Bank?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

    greentick
  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

    greentick
  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

    greentick
  • Associated entities & subsidiaries

    greentick
  • Offshore / shell company links

    greentick
  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

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Consumer Reviews and Ratings for
Bremer Bank

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Bremer Bank

Bremer Bank is a regional US bank headquartered in Minnesota, with a focus on commercial and community banking services. It is tied to the Otto Bremer Trust and employee-shareholder ownership structure. The bank faces legal scrutiny over governance practices and class-action lawsuits claiming unfair overdraft fees and withheld voting rights.

USER’S SCORE

1.9

Trust

1

Safety

2.5

Brand

1.5

Risk

2.5

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Trust
  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Sergio Pineda
    January 27, 2026 at 6:32 am

The online and mobile banking tools work fine, though I’ve heard mixed feedback about customer service efficiency.

Trust

1/5

Safety

3/5

Brand

2/5

Risk

2/5

  • author-default
  • Bogdan Iliescu
    January 27, 2026 at 6:31 am

Bremer feels like a solid regional bank with friendly local branches and a purpose-driven history in Minnesota, North Dakota, and Wisconsin. Still, recent transitions and online feedback suggest some backend issues. Especially with complaint responses and integration into Old National. So I’d recommend checking recent service reviews before opening an account.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

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