Coinbase

Marked as

Medium Risk Company

Published - February 11, 2026

Medium Risk

i
2.3

2.9

User Score

2.4

Trust Score

2.2

Brand Score

OVERVIEW

About Coinbase

Coinbase is a U.S.-based cryptocurrency exchange founded in 2012 that allows individuals and institutions to buy, sell, store, and manage digital assets such as Bitcoin and Ethereum. Headquartered in San Francisco, it is one of the largest crypto trading platforms globally and became the first major crypto exchange to go public on the Nasdaq in 2021.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

Linkedin
coinbase
Instagram
coinbase
Twitter
@coinbase

FINANCIAL RISK AUDIT

For Consumers
For Consumers

Medium Risk

Based on the available data, we suggest consumers approach this Company with caution.

This advisory is based on a medium-risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You may face moderate risks when engaging in consumer-related activities with this entity.

For Employees
For Employees

Medium Risk

Based on the available data, we advise employees to be mindful when considering or continuing work with this Company.

This advisory stems from a medium-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity may involve moderate risks.

For Banks & Investors
For Banks & Investors

Medium Risk

Based on the available data, we recommend investors and bankers proceed with caution regarding this Company.

This advisory is informed by a medium-risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Financial involvement with this entity may carry moderate risks to your interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Coinbase?

OSINT DATA POINT

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Name

Coinbase
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Industry

Cryptocurrency
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Founded

2012
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CEO

Brian Armstrong
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Founders

Armstrong, Ehrsam
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President

Emilie Choi
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CFO

Alesia Haas
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Headquarters

San Francisco
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Jurisdiction

United States
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Ticker

COIN
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S&P 500

Component
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Users

108 Million
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Employees

3,700
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Revenue

Multi-Billion
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Assets

USD 22.5 B
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Equity

USD 10.3 B
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Services

Trading
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Custody

Bitcoin
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Remote

Workforce
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Fine

€21.5 M
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Transactions

30 M unmonitored
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Lawsuit

Securities litigation
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Layoffs

Workforce cuts
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Restructuring

Hiring freeze
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ENTERPRISE RISK ASSESSMENT (ERA)

Coinbase has been subject to significant regulatory scrutiny, including a 2023 lawsuit from the U.S. SEC alleging it operated as an unregistered securities exchange.

The company has paid fines and settlements, including actions by the CFTC and NYDFS related to reporting and AML compliance controls.

A former employee was convicted in 2022 for insider trading tied to token listing information.

Users frequently cite account freezes, delayed support responses, and restricted fund access during compliance reviews.

Platform outages and performance disruptions have been reported during periods of extreme market volatility.

Retail traders often consider Coinbase’s standard trading fees higher than some competing exchanges.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

reuters.com

Visit Link

Ireland’s central bank fined Coinbase Europe €21.5 M for anti-money-laundering monitoring failures that left 30M+ transactions unchecked.

  • First Detected

    07/11/2025
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Regulatory
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    10%
  • Primary Keyword

    Sanction
coming

hermanjones.com

Visit Link

Herman Jones LLP’s page describes a class action accusing Coinbase of weak security and mishandling user funds and accounts.

  • First Detected

    05/08/2022
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    Legal
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    20%
  • Primary Keyword

    Allegation

Other Red-Flags and Adverse News

redflag
9/01/2026 Coinbase’s Record €21.5 M Fine in Ireland: A Wake-Up Call for Crypto AML Comp...
redflag
6/06/2023 SEC Charges Coinbase for Operating as an Unregistered Securities Exchange, Br...
redflag
10/11/2025 Coinbase fined $24.8M by Irish central bank

Financial Profile for Coinbase

Do you want to unlock a detailed Risk Assessment and audit report for Coinbase?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

    greentick
  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

    greentick
  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

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  • Associated entities & subsidiaries

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  • Offshore / shell company links

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  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

    greentick
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Consumer Reviews and Ratings for
Coinbase

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Coinbase

Coinbase is a U.S.-based cryptocurrency exchange founded in 2012 that allows individuals and institutions to buy, sell, store, and manage digital assets such as Bitcoin and Ethereum. Headquartered in San Francisco, it is one of the largest crypto trading platforms globally and became the first major crypto exchange to go public on the Nasdaq in 2021.

USER’S SCORE

2.9

Trust

2.5

Safety

2.5

Brand

3

Risk

3.5

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Brand
  • Safety
  • Risk

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  • author-default
  • Lucas Bennett
    March 30, 2026 at 7:26 am

Profile shows reputational risk, compliance risk, financial risk and operational risk all together. Along with fines, lawsuits, and customer service complaints, the company does not look completely risk free. Coinbase might be a major player in crypto industry, but from a risk perspective, users and investors should still be careful and not assume everything is completely safe.

Trust

3/5

Safety

3/5

Brand

3/5

Risk

3/5

  • author-default
  • Logan Price
    March 30, 2026 at 7:25 am

The AML fine and SEC lawsuit mentioned in the report shows Coinbase has serious regulatory pressure. This kind of legal and compliance issue can affect users and investors in long term.

Trust

2/5

Safety

2/5

Brand

3/5

Risk

4/5

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Coinbase is a U.S.-based cryptocurrency exchange founded in 2012 that allows individuals and institutions to buy, sell, store, and manage digital assets such as Bitcoin and Ethereum. Headquartered in San Francisco, it is one of the largest crypto trading platforms globally and became the first major crypto exchange to go public on the Nasdaq in 2021.

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