Cool Springs Orthodontics

Marked as

High Risk Company

Last updated - January 28, 2026

High Risk

i
1.7

2

User Score

1.2

Trust Score

1.9

Brand Score

OVERVIEW

About Cool Springs Orthodontics

Cool Springs Orthodontics, located in Franklin, TN, specializes in providing top-quality orthodontic care for children, teens, and adults in a friendly, modern environment. Their expert team led by a board-certified orthodontist uses advanced techniques and the latest technology to craft healthy, beautiful smiles. Welcoming new patients, they offer personalized treatment options including traditional braces as well as innovative clear alternatives.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

FINANCIAL RISK AUDIT

For Consumers
For Consumers

High Risk

Based on the available data, we advise consumers to avoid this Company altogether.

This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.

For Employees
For Employees

High Risk

Based on the available data, we recommend that employees exercise extreme caution or reconsider association with this Company.

This advisory stems from an aggregate risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

You are likely to face significant risks by pursuing or maintaining employment with this entity.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Company.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Cool Springs Orthodontics?

OSINT DATA POINT

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Owner

Michael Sawaf
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Established

2007
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Jurisdiction

Tennessee
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Location

Franklin, TN
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Category

Orthodontic Care
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Revenue

$3.5M
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Subsidiaries

Premier
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Medicaid Fraud

Confirmed
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Allegations

High
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Cybercrime

DMCA‑abuse
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Social

@DrMSawaf
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Reviews

Negative
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Money Laundering Risk

High
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Interest

AI Dentistry
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Treatment

Invisalign
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Navy Service

8 Years
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Recertification

2020
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Education

Boston University
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Degree

DMD
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Graduation

1995
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Certification

American Board of Orthodontics
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ENTERPRISE RISK ASSESSMENT (ERA)

The U.S. Department of Justice and the Tennessee Bureau of Investigation were involved in the Medicaid fraud case.

Dr. Michael Sawaf agreed to pay $985,541 to settle allegations of Medicaid fraud for billing for procedures that were not medically necessary.

The $985K settlement is part of a civil lawsuit under the False Claims Act.

Patient complaints include billing disputes, insurance manipulation, and dissatisfaction with treatment.

Multiple outlets including DrBicuspid, FinanceScam, and Knox News have covered the fraud settlement extensively.

The clinic reportedly failed to inform patients about billing practices and legal issues.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

drbicuspid.com

Visit Link

Cool Springs Orthodontics settled for $985,541 over allegations of false Medicaid billing and uncredentialed provider claims.

  • First Detected

    03/10/2023
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    20%
  • Primary Keyword

    Sanction
coming

wbir.com

Visit Link

Cool Springs Orthodontics: The article covers Premier Dental Group’s $985,541 settlement over allegations of false TennCare billing and improper denta

  • First Detected

    02/10/2023
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    20%
  • Primary Keyword

    Lawsuit
coming

knoxnews.com

Visit Link

Cool Springs Orthodontics hit with $985K settlement over false TennCare claims and improper billing.

  • First Detected

    03/10/2023
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    20%
  • Primary Keyword

    Investigation

Other Red-Flags and Adverse News

redflag
2025 The Dark Side of Cool Springs Orthodontics: What Dr. Michael Sawaf Doesn’t Wa...
redflag
2025 Exposing Cool Springs Orthodontics: Troubling Truths About Dr. Michael Sawaf

Financial Profile for Cool Springs Orthodontics

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

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  • Suspicious Transactions

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  • Liabilities: [Bankruptcies, defaults, debts]

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  • Wealth Sources: [Legitimate / Unclear / High-risk]

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  • Bank Relationships

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  • Bank Relationships

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  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

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  • Associated entities & subsidiaries

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  • Offshore / shell company links

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  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

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Consumer Reviews and Ratings for
Cool Springs Orthodontics

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Cool Springs Orthodontics

Cool Springs Orthodontics, located in Franklin, TN, specializes in providing top-quality orthodontic care for children, teens, and adults in a friendly, modern environment. Their expert team led by a board-certified orthodontist uses advanced techniques and the latest technology to craft healthy, beautiful smiles. Welcoming new patients, they offer personalized treatment options including traditional braces as well as innovative clear alternatives.

USER’S SCORE

2

Trust

1.7

Safety

2

Brand

2

Risk

2.3

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Trust
  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Megan Collins
    January 27, 2026 at 6:08 am

The involvement of Cool Springs Orthodontics’ leadership in broader healthcare compliance controversies including high‑profile settlements for alleged fraud reflects poorly on the organization’s dedication to ethical patient care and regulatory adherence.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Joshua Parker
    January 27, 2026 at 6:08 am

Disconnects between the practice’s promotional messaging and external reports of adverse media and legal challenges contribute to a notable credibility gap, which undermines confidence in the clinic’s assurances of quality and transparency.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Hannah Turner
    January 27, 2026 at 6:05 am

The practice has been implicated in billing controversies and allegations of overcharging, with multiple accounts of disputed patient charges and insurance irregularities.There are reports of insufficient transparency in practice operations, including failures to properly disclose billing practices and legal history to patients.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

3/5

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