Last updated - April 23, 2026

High Risk

i
1.3

1.5

User Score

1.2

Trust Score

1.7

Brand Score

OVERVIEW

About KayaFX

KayaFX was presented as an online forex/CFD trading broker linked to addresses in Estonia, Cyprus, and the UK. Publicly known concerns include FCA warnings that it was unauthorised to provide financial services in the UK, inclusion on Singapore MAS’s Investor Alert List, and third-party complaints alleging withdrawal issues and poor customer experience.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

FINANCIAL RISK AUDIT

For Consumers
For Consumers

High Risk

Based on the available data, we advise consumers to avoid this Company altogether.

This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.

For Employees
For Employees

Medium Risk

Based on the available data, we advise employees to be mindful when considering or continuing work with this Company.

This advisory stems from a medium-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity may involve moderate risks.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Company.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on KayaFX?

OSINT DATA POINT

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Name

KayaFX
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Owner

Undisclosed
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Founded

2018
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Category

Brokerage
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Sector

Forex
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Products

Products
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Products

CFDs
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Services

Trading
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Platform

WebTrader
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Jurisdiction

Estonia
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Registration

Cyprus
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Presence

UK
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City

Tallinn
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Region

Harju
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Country

Estonia
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Domain

kayafx.net
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License

Unauthorised
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Regulator

FCA
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Watchlist

MAS
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Complaints

Withdrawals
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Allegations

Manipulation
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Reputation

Adverse
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Status

Defunct
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Accounts

Tiered
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Payments

Card
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Reputation

Adverse
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Scrutiny

Regulatory
Load More

ENTERPRISE RISK ASSESSMENT (ERA)

KayaFX has been publicly flagged by regulators such as the UK FCA for operating without authorization, and it has appeared on investor warning lists. This can be a serious concern for anyone considering depositing funds.

Multiple online complaints have alleged delayed or blocked withdrawals. While individual claims vary, repeated reports of withdrawal friction are a common red flag in high-risk brokers.

Public information about beneficial ownership, executives, and corporate control has appeared limited or unclear. Weak transparency can make accountability difficult if disputes arise.

Review forums and complaint sites contain negative commentary involving account issues, support problems, and trust concerns. Not all posts are verified, but consistent patterns merit caution.

Some users have alleged platform irregularities and unfavorable trade handling. Such claims are difficult to independently verify, but they can damage confidence in execution fairness.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

fca.org.uk

Visit Link

FCA warned KayaFX may be providing UK financial services without authorisation and targeting UK consumers.

  • First Detected

    29/03/2018
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    Regulatory
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    20%
  • Primary Keyword

    Scam
coming

mas.gov.sg

Visit Link

MAS Investor Alert List included KayaFX as an entity that may be wrongly perceived as licensed or regulated in Singapore.

  • First Detected

    15/05/2019
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    Compliance
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    10%
  • Primary Keyword

    Scam
coming

financial-ombudsman.org.uk

Visit Link

UK Financial Ombudsman decision upheld refund claim after complainant alleged KayaFX scam caused investment losses.

  • First Detected

    28/08/2018
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    Legal
  • Traffic Source

    Document
  • SERP

    Top 30
  • Share of Voice

    10%
  • Primary Keyword

    Complaint

Other Red-Flags and Adverse News

redflag
2019 Warning: Low score, please stay away!
redflag
2018 Warning issued by the UK authority (FCA) regarding the activities of an entit...

Financial Profile for KayaFX

Do you want to unlock a detailed Risk Assessment and audit report for KayaFX?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

    greentick
  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

    greentick
  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

    greentick
  • Associated entities & subsidiaries

    greentick
  • Offshore / shell company links

    greentick
  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

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Consumer Reviews and Ratings for
KayaFX

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for KayaFX

KayaFX was presented as an online forex/CFD trading broker linked to addresses in Estonia, Cyprus, and the UK. Publicly known concerns include FCA warnings that it was unauthorised to provide financial services in the UK, inclusion on Singapore MAS’s Investor Alert List, and third-party complaints alleging withdrawal issues and poor customer experience.

USER’S SCORE

1.5

Trust

1

Safety

1.5

Brand

1

Risk

2.5

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Brand
  • Safety
  • Risk

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  • Sophia Collins
    April 23, 2026 at 9:42 am

Overall, KayaFX may be seen by many as a broker that creates more concerns than comfort. Financial customers want peace of mind, reliability, and clear protections for their money. If a platform fails to provide that feeling, confidence drops quickly. Traders tend to avoid uncertainty whenever possible. That is why many cautious investors may look elsewhere.

Trust

1/5

Safety

1/5

Brand

1/5

Risk

2/5

  • author-default
  • Liam Parker
    April 23, 2026 at 9:40 am

Trusted brokers usually flex their regulation loud and clear, but KayaFX seems to raise more questions about licensing than confidence about actually being compliant. When a platform stays vague on stuff that matters, people notice. In trading, no clear trust signals is a major red flag.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

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