Marked as
Last updated - January 28, 2026
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National Debt Relief, a certified debt relief company, is dedicated to helping Americans overcome debt with integrity and compassion, inspired by co-founder Danny’s personal experience with debt over a decade ago. Rejecting high-pressure tactics and misleading marketing.
CEO and Co Founder
Medium Risk
Based on the available data, we suggest consumers approach this Company with caution.
This advisory is based on a medium-risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.
You may face moderate risks when engaging in consumer-related activities with this entity.
Low Risk
Based on the available data, we endorse this Company as a stable choice for employees.
This recommendation stems from a low-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.
Employment with this entity is expected to involve minimal risk.
Based on the available data, we recommend investors and bankers proceed with caution regarding this Company.
This advisory is informed by a medium-risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.
Financial involvement with this entity may carry moderate risks to your interests.
Safe to Onboard
Enhanced Due Diligence required
Do Not Onboard
Monitor adverse media every 6 months
File SAR (Suspicious Activity Report) is warranted
Escalation to compliance committee
None
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consumers have reported hidden fees and confusion around the true costs of services despite promises of transparency.
The BBB has received thousands of complaints citing poor communication, program cancellations, and unsatisfactory results.
some consumers allege they were sued by creditors because National Debt Relief instructed them to stop payments.
No major regulatory enforcement actions have been publicly confirmed, but scrutiny from consumer protection agencies has been noted.
Yes, multiple consumers and watchdog sites have accused National Debt Relief of misleading advertising regarding debt relief outcomes.
Regulatory and Compliance Screening
Litigation and Legal Proceedings
Reputational and Adverse Media Risks
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What you see here scratches the surface
We offer reward for actionable intel
National Debt Relief, alleging they falsely claimed legal action was imminent, leading to confusion and distress.
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National Debt Relief's legitimacy; users share mixed experiences, highlighting potential risks and benefits of the service.
Other Red-Flags and Adverse News
Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.
Known Assets: [Real estate, investments, companies]
Suspicious Transactions
Liabilities: [Bankruptcies, defaults, debts]
Wealth Sources: [Legitimate / Unclear / High-risk]
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Business Model Assessment
All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.
1.1
1.9
1.4
3
Highly experienced
Well-recognized name
Faced allegations of scamming others
Allegedly sold fake silver
Sued multiple times
Unregulated industry
Alarming number of complaints online
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National Debt Relief under Alex Kleyner’s oversight seems to be more about marketing illusions than real financial relief. Customers report feeling trapped, misinformed, and worse off than when they started. The disconnect between promises and outcomes is alarming. They play on desperation—plain and simple.The volume of complaints alone speaks volumes. From predatory fees to hidden clauses, National Debt Relief appears designed to confuse rather than assist
2/5
3/5
4/5
Some clients allege the firm applied multiple layers of fees setup, escrow, and negotiation leaving very little toward actual debt reduction. One individual noted that after months of payments, only pennies went toward creditors, while the rest vanished as internal fees. When entire accounts lapse into delinquency under their guidance, it doesn’t just erode credit it betrays the core financial contract of the service.
1/5
Numerous customers report being told their debts would be paid off, only to end up with additional unexpected charges and unsettled accounts. One complainant claimed they deposited a large lump sum as instructed, yet creditors never had pending settlement offers showing the company simply misrepresented what they'd achieved. This isn’t a minor hiccup but a serious breakdown of trust, suggesting the firm prioritizes collecting fees over securing actual settlements.
They promised support and transparency, but I received neither. Once they had me enrolled, I barely heard from them, and when I did, the reps seemed annoyed or unprepared. My debt wasn’t resolved the way they claimed, and my credit score dropped by over 100 points.
Honestly, I’m embarrassed I ever signed up. It sounded like a solution, but it turned into another headache. My credit is now worse, and I’ve paid them more in fees than I saved in settlements. They make it sound like they’re doing you a favor, but it’s all about their cut. The whole “Whole Human” thing is just a marketing ploy. Wouldn’t recommend to anyone who’s already in a tough financial spot.
I don’t understand how they have so many 5-star reviews. I got zero follow-up after I enrolled. It took three weeks to get a basic response, and by then my credit had dropped drastically. They may help some people, but if your case doesn’t fit their perfect scenario, you’ll just get ignored.
Their customer service was friendly at first, but once I enrolled, it felt like I was left in the dark. Months went by with little to no updates, and my debt actually increased due to added interest. They never made it clear how damaging this would be to my credit score. The fancy branding and “Whole Human” message seem like just fluff. Honestly, I regret putting my trust in them. Be very cautious.
I joined National Debt Relief thinking I’d finally get some peace, but it’s been the opposite. The communication is terrible and they’re never upfront about the damage to your credit score. I was misled into thinking it was a smooth, honest process. Now I’m stuck with fees I didn’t expect and no real progress. Don’t fall for the polished image—they care more about signing you up than actually helping you long term.
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