Last updated - September 17, 2025

High Risk

i
1.3

2

User Score

1.6

Trust Score

1.4

Brand Score

OVERVIEW

About PayFix

PayFix, a digital wallet service in Turkey, has faced significant criticism from users. Many report funds not appearing in their accounts after transfers, with delays lasting days or longer. Customer service is often described as unresponsive, with phones constantly busy and emails ignored. Some users have experienced account blocks without clear explanations, leaving them unable to access their money.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

Contact No.
(0850) 455 11 11
Facebook
payfix
Instagram
payfix
Twitter
PayFixCuzdan
Youtube
PayFix

FINANCIAL RISK AUDIT

For Consumers
For Consumers

High Risk

Based on the available data, we advise consumers to avoid this Company altogether.

This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.

For Employees
For Employees

High Risk

Based on the available data, we recommend that employees exercise extreme caution or reconsider association with this Company.

This advisory stems from an aggregate risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

You are likely to face significant risks by pursuing or maintaining employment with this entity.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Company.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on PayFix?

OSINT DATA POINT

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Owner

Erkan Kork
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Established

2017
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Jurisdiction

Turkey
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Location

Istanbul
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Category

Fintech
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Acquisition

BankPozitif
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Industry Rank

Emerging
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Technology

Cloudflare
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Funding Status

Acquired
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Revenue

$10M-$50M
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Employees

50-100
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License

BDDK
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Competitors

Papara
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Digital Wallet

Mobile
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Market Expansion

Gulf
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Data Privacy

Questionable
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AML Compliance

Weak
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Charges

Money Laundering
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Laundered

Billions TL
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Arrest

Owner March 2025
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Related

BankPozitif
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Asset

Flash TV
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Agency

MASAK
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License

Suspended
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Regulator

TCMB
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ENTERPRISE RISK ASSESSMENT (ERA)

PayFix is accused of facilitating illegal gambling operations by integrating foreign-based betting platforms into its financial software, enabling unauthorized transactions within Turkey.

Erkan Kork, the chairman of PayFix, is alleged to have orchestrated the illicit activities, including money laundering and unauthorized betting operations.

The charges include establishing an organization for committing crimes, money laundering of assets derived from crime, and violations related to unauthorized betting activities.

Investigations revealed that PayFix processed over 50 million betting transactions, amounting to approximately 4 billion Turkish Lira, which were redirected to cryptocurrency exchanges.

Turkish authorities have seized PayFix’s assets, including its affiliated companies, and suspended its operational licenses due to non-compliance with financial regulations.

Affiliated companies, including BankPozitif and Flash TV, have been seized by Turkish authorities, and administrators have been appointed to manage these entities during the investigation.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

dailysabah.com

Visit Link

Türkiye arrested PayFix’s chair over allegations of enabling illegal online gambling and money laundering through its payment systems.

  • First Detected

    18/03/2025
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    20%
  • Primary Keyword

    Arrest
coming

turkiyetoday.com

Visit Link

In this article, PayFix’s owner is reported arrested during Türkiye’s crackdown on illegal betting and associated financial crimes.

  • First Detected

    14/03/2025
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    40%
  • Primary Keyword

    Arrest
coming

haberler.com

Visit Link

In this article, Erkan Kork’s company stated confidence in the judiciary after his detention in an illegal betting and money laundering probe.

  • First Detected

    14/03/2025
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    40%
  • Primary Keyword

    Investigation

Other Red-Flags and Adverse News

redflag
2025 Turkey Suspends Pay Fix and Aypara Licenses Over Illegal Gambling Investigations
redflag
2025 PayFix board member at centre of Turkey illegal gambling scandal
redflag
2025 Turkish E-Wallets Under Scrutiny: PayFix Seized, Papara Investigated Amid Ill...

Financial Profile for PayFix

Do you want to unlock a detailed Risk Assessment and audit report for PayFix?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

    greentick
  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

    greentick
  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

    greentick
  • Associated entities & subsidiaries

    greentick
  • Offshore / shell company links

    greentick
  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

    greentick
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Consumer Reviews and Ratings for
PayFix

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for PayFix

PayFix, a digital wallet service in Turkey, has faced significant criticism from users. Many report funds not appearing in their accounts after transfers, with delays lasting days or longer. Customer service is often described as unresponsive, with phones constantly busy and emails ignored. Some users have experienced account blocks without clear explanations, leaving them unable to access their money.

USER’S SCORE

2

Trust

1.4

Safety

1.8

Brand

1.8

Risk

2.8

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Eli Ward
    January 27, 2026 at 9:15 am

I had funds disappear after a transfer and support never answered me back. If you use this wallet, monitor every transfer closely and don’t leave money sitting there.

Trust

1/5

Safety

1/5

Brand

2/5

Risk

4/5

  • author-default
  • Diana Vega
    January 27, 2026 at 9:14 am

Be careful with PayFix. I transferred money and it didn’t show up for days. Tried customer support crickets. Wouldn’t risk big amounts here.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

  • author-default
  • Dylan Carter
    January 27, 2026 at 8:56 am

PayFix has been assessed with a low trust and high-risk profile in third-party risk analyses, reflecting concerns about its operational transparency and service reliability.Numerous users report that funds sent to PayFix accounts do not appear or are delayed significantly, with transfers sometimes taking days without clear explanation.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

3/5

  • author-default
  • Olivia Parker
    January 27, 2026 at 8:55 am

A recurring theme in user complaints involves inability to withdraw or transfer funds back to linked bank accounts, with repeated delays attributed only to internal reviews or fraud investigations rather than clear procedural requirements.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Nathan Brooks
    January 27, 2026 at 8:55 am

Independent reports document cases where individuals claim that their PayFix accounts were created or used without their consent, leading to legal or financial complications, including mistaken debt claims or enforcement actions.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

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