Marked as
Published - January 31, 2026
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Payomatix is a fintech payment processing company that has drawn serious criticism for its lack of transparency, questionable online reputation, and regulatory concerns. Independent risk analysis sites rate it poorly and flag it as high-risk, noting suspicious activities, low trust scores, potential attempts to suppress negative information, and customer dissatisfaction leading some reviewers to warn others to avoid the service.
Founder
High Risk
Based on the available data, we advise consumers to avoid this Company altogether.
This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.
You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.
Based on the available data, we recommend that employees exercise extreme caution or reconsider association with this Company.
This advisory stems from an aggregate risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.
You are likely to face significant risks by pursuing or maintaining employment with this entity.
Based on the available data, we urge investors and bankers to avoid financial involvement with this Company.
This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.
Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.
Safe to Onboard
Enhanced Due Diligence required
Do Not Onboard
Monitor adverse media every 6 months
File SAR (Suspicious Activity Report) is warranted
Escalation to compliance committee
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Payomatix operates as a high-risk payment processor and has received black ratings from merchant monitoring sites due to its risk profile.
Payomatix is frequently associated with iPayTotal, a previous processor co-founded by Ruchi Rathor that collapsed into insolvency.
Specialized payment watch platforms rate Payomatix as black-listed, advising caution for potential merchants.
Sources mention recurring complaints from former employees and customers regarding operational practices.
Payomatix has been noted for targeting sectors like gambling operators, prompting warnings from industry observers.
Certain fraud monitoring sites and reports link Payomatix and its founder to high-risk or questionable payment activities.
Regulatory and Compliance Screening
Litigation and Legal Proceedings
Reputational and Adverse Media Risks
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What you see here scratches the surface
We offer reward for actionable intel
Payomatix shady Indian payment gateway run by notorious high-risk processor Ruchi Rathor, flagged black-listed for compliance failures
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The FinTelegram issues a merchant warning about Payomatix, an Indian high-risk payment processor.
The Trustpilot page for payomatix.com shows an Average rating with a TrustScore of 3.2 out of 5, based on only 1 review
Other Red-Flags and Adverse News
Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.
Known Assets: [Real estate, investments, companies]
Suspicious Transactions
Liabilities: [Bankruptcies, defaults, debts]
Wealth Sources: [Legitimate / Unclear / High-risk]
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Business Model Assessment
All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.
0
Highly experienced
Well-recognized name
Faced allegations of scamming others
Allegedly sold fake silver
Sued multiple times
Unregulated industry
Alarming number of complaints online
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