Royal Pay

Marked as

Medium Risk Company

Published - December 24, 2025

Medium Risk

i
2.8

1.9

User Score

2.9

Trust Score

2.8

Brand Score

OVERVIEW

About Royal Pay

Royal Pay is a Latvia-registered payment processor that has been linked in investigative reports to controversial financial activities, including alleged ties to illegal betting operations and facilitation of illicit money flows. The company has reportedly faced sanctions and asset freezes in Ukraine, alongside accusations of weak KYC controls and regulatory non-compliance.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

FINANCIAL RISK AUDIT

For Consumers
For Consumers

High Risk

Based on the available data, we advise consumers to avoid this Company altogether.

This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.

For Employees
For Employees

Low Risk

Based on the available data, we endorse this Company as a stable choice for employees.

This recommendation stems from a low-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity is expected to involve minimal risk.

For Banks & Investors
For Banks & Investors

Medium Risk

Based on the available data, we recommend investors and bankers proceed with caution regarding this Company.

This advisory is informed by a medium-risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Financial involvement with this entity may carry moderate risks to your interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Royal Pay?

OSINT DATA POINT

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Company Name

Royal Pay
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Legal Form

Limited Liability Company
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Established

March 1, 2016
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Jurisdiction

Latvia
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Location

Riga
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Address

Ganību dambis 26A, LV-1005
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Postal Code

LV-1005
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Fixed Capital

15,000 EUR
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Employees

6
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Owner

Sergey Kondratenko
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Beneficial Owner

Sergey Kondratenko
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Owner Background

Former Russian police officer
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Owner Nationality

Russian
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Category

Fintech
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Industry

Payment Processing
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Description

Electronic payments aggregator
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Peak Revenue (2019)

73,428,286 EUR
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Peak Profit (2019)

10,374,985 EUR
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Recent Revenue (2022)

378,000 EUR
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Associated Entity

1xBet
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Association Details

Russian illegal bookmaker
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Sanctions

Ukraine NSDC
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Sanction Type

Asset blocking and recovery
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Confiscated Assets

~2 billion UAH
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Court

High Anti-Corruption Court
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Risk Factor

Money laundering allegations
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Criminal Links

Facilitating illegal gambling funds
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ENTERPRISE RISK ASSESSMENT (ERA)

Royal Pay Europe was founded and is owned by Russian entrepreneur Sergey Kondratenko.

Royal Pay Europe specializes in payment processing for online gaming and developed a proprietary system specifically for the bookmaker 1xBet.

Royal Pay Europe is closely tied to 1xBet, a gambling platform with reported connections to illegal activities and criminal networks.

Royal Pay Europe has been subjected to sanctions by Ukrainian authorities, including asset freezes and restrictions on financial operations.

Royal Pay Europe is alleged to have facilitated the laundering of hundreds of millions of dollars from illegal gambling through European banks and financial institutions.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

linenet.gr

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Sergey Kondratenko and 1xBet: Why the Russian Gambling Giant Poses Risks to the EU

  • First Detected

    06/08/2024
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 100
  • Share of Voice

    10%
  • Primary Keyword

    Allegation
coming

babel.ua

Visit Link

Zelensky introduced sanctions against “Royal Pay Europe”, a company related to the Russian bookmaker “1xBet”

  • First Detected

    03/01/2023
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 100
  • Share of Voice

    10%
  • Primary Keyword

    Sanction

Other Red-Flags and Adverse News

redflag
2025 Royal Pay Europe Under Investigation for Fraud and Fake DMCA Notices

Financial Profile for Royal Pay

Do you want to unlock a detailed Risk Assessment and audit report for Royal Pay?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

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  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

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  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

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  • Associated entities & subsidiaries

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  • Offshore / shell company links

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  • Trusts / Nominee arrangements

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  • Business Model Assessment

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Consumer Reviews and Ratings for
Royal Pay

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Royal Pay

Royal Pay is a Latvia-registered payment processor that has been linked in investigative reports to controversial financial activities, including alleged ties to illegal betting operations and facilitation of illicit money flows. The company has reportedly faced sanctions and asset freezes in Ukraine, alongside accusations of weak KYC controls and regulatory non-compliance.

USER’S SCORE

1.9

Trust

1

Safety

2.2

Brand

1.4

Risk

2.8

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Trust
  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Lucy Martin
    January 27, 2026 at 11:28 am

Royal Pay has attempted to suppress negative information online by hiring reputation management firms and using legal notices to remove critical content, which may indicate an unwillingness to address legitimate criticisms transparently.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

3/5

  • author-default
  • Charlotte Green
    January 27, 2026 at 11:27 am

Royal Pay has faced numerous allegations of failing to adhere to basic financial regulations, including inadequate anti‑money laundering controls and compliance failures in multiple jurisdictions, which raises serious concerns about the company’s commitment to industry standards and legal requirements.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

3/5

  • author-default
  • Burak Sahin
    January 2, 2026 at 12:25 pm

seeing reports that Royal Pay’s been linked to weak AML controls and even sanctions in some regions really makes me question their transparency and ethics.

Trust

1/5

Safety

3/5

Brand

1/5

Risk

3/5

  • author-default
  • Aylin Demir
    January 2, 2026 at 12:24 pm

I gave Royal Pay a shot because they support multi‑currency and crypto. Setup was easy and the dashboard is sleek. But after a few weeks my account got frozen with zero explanation and support took forever to respond — that’s a serious con for any business relying on stable cash flow.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

2/5

  • author-default
  • Emre Kaya
    January 2, 2026 at 12:23 pm

Royal Pay feels sus ngl — heard so many ppl talk about frozen payouts and no replies from support.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

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