Marked as
Last updated - December 29, 2025
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T & M Contracts Limited (SC089502) is a long-established Scottish construction and haulage company incorporated in 1984 and formerly based in Glenrothes, Fife. It entered compulsory liquidation on 21 July 2023 and is no longer trading.
Director
High Risk
Based on the available data, we advise consumers to avoid this Company altogether.
This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.
You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.
Medium Risk
Based on the available data, we advise employees to be mindful when considering or continuing work with this Company.
This advisory stems from a medium-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.
Employment with this entity may involve moderate risks.
Based on the available data, we recommend investors and bankers proceed with caution regarding this Company.
This advisory is informed by a medium-risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.
Financial involvement with this entity may carry moderate risks to your interests.
Safe to Onboard
Enhanced Due Diligence required
Do Not Onboard
Monitor adverse media every 6 months
File SAR (Suspicious Activity Report) is warranted
Escalation to compliance committee
None
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Yes, licence revoked and 4-year industry ban imposed for serious non-compliance.
Yes, promised fixes never materialised despite written undertakings.
Yes, granted licence in 2018 only with the “severest warning short of refusal.
Yes, multiple disqualifications and accusations of deceitful conduct.
Yes, officially branded “unconvincing and unreliable” with “flagrant disregard” for rules.
Regulatory and Compliance Screening
Litigation and Legal Proceedings
Reputational and Adverse Media Risks
Geographic and Jurisdictional Risk
What you see here scratches the surface
We offer reward for actionable intel
Michael Edward Lally judged “unconvincing & unreliable” and has been disqualified as director over serious compliance failings in haulage operations.
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T&M Contracts Ltd’s operator licence revoked for four years ,due to failures in drivers’ hours, tachographs, and vehicle maintenance.
Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.
Known Assets: [Real estate, investments, companies]
Suspicious Transactions
Liabilities: [Bankruptcies, defaults, debts]
Wealth Sources: [Legitimate / Unclear / High-risk]
Bank Relationships
Ultimate Beneficial Owner(s) (UBOs)
Shareholding structure
Associated entities & subsidiaries
Offshore / shell company links
Trusts / Nominee arrangements
Business Model Assessment
All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.
1.5
2
2.8
Highly experienced
Well-recognized name
Faced allegations of scamming others
Allegedly sold fake silver
Sued multiple times
Unregulated industry
Alarming number of complaints online
Δ
Detailed regulatory inquiry records show that even after receiving warnings, the company continued to operate without proper systems in place, suggesting serious disregard for statutory safety obligations and regulatory requirements.
2/5
The company is no longer an active trading entity and entered compulsory liquidation in July 2023, meaning it may not be able to honour past or future contractual obligations.Regulatory records indicate that T & M Contracts failed to maintain adequate compliance systems for critical safety monitoring, driver hours, and vehicle maintenance, which contributed to the revocation of its operator licence.
3/5
I was shocked to read they were disqualified from holding a transport licence for four years — that doesn’t inspire much confidence as a contractor.
1/5
Their operator licence was actually revoked because regulators found their safety and compliance systems were seriously deficient.
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