Andy Khawaja

Marked as

Medium Risk Individual

Last updated - January 30, 2026

Medium Risk

i
2.6

1.7

User Score

2.5

Trust Score

2.7

Brand Score

OVERVIEW

About Andy Khawaja

Ahmad “Andy” Khawaja, founder and CEO of Allied Wallet, is a prominent yet controversial figure in financial services, with his company facing legal issues over allegedly processing payments for online gambling and fraudulent debt collection.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

FINANCIAL RISK AUDIT

For Consumers
For Consumers

Medium Risk

Based on the available data, we suggest consumers approach this Individual with caution.

This advisory is based on a medium-risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You may face moderate risks when engaging in consumer-related activities with this entity.

For Employees
For Employees

Low Risk

Based on the available data, we endorse this Individual as a stable choice for employees.

This recommendation stems from a low-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity is expected to involve minimal risk.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Individual.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Andy Khawaja?

OSINT DATA POINT

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Owner

Ahmad Khawaja (aka Andy Khawaja)
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CEO

Allied Wallet
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Established

2006 (Allied Wallet Ltd.)
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Jurisdiction

Nevada (US), UK (Allied Wallet Ltd.)
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Industry

Payment Processing
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Nationality

American
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Residence

United Kingdom
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Locations

London (UK), West Hollywood (California)
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Company Address

100 Knightsbridge, London
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Sanctions

FTC settlement, 2021
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Lawsuits

FTC v. Allied Wallet, 2021
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Company Status

Liquidation (Allied Wallet Ltd.)
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Adverse Media

FTC fraud allegations
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Regulatory Scrutiny

HIGH
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Associates

Mohammad Diab, Amy Rountree
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Directorships

Allied Wallet Ltd
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Legal Allegations

Fraud, Bank Fraud Conspiracy
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FTC Settlement

FTC Settlement
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Criminal Charges

Bank Fraud, Money Laundering
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Political Donations

$6M+
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Regulatory Bans

Restricted Payment Processing
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Criminal Activity 1

Drug-Related Violations
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Criminal Activity 2

Document Forgery
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Criminal Activity 3

Insurance Fraud
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Scam Link

Cryptocurrency Platforms
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Fraud Association

FutureNet Ponzi Scheme
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Influence Tactic

VIP Access Deception
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ENTERPRISE RISK ASSESSMENT (ERA)

He was charged in connection with a $150 million payment processing fraud scheme.

Prosecutors alleged he used fraudulent tactics to conceal high-risk transactions from banks.

Investigators reported that shell entities were used to disguise the true nature of transactions.

Allegations state that his companies helped high-risk merchants access the banking system illegally.

Multiple co-defendants admitted guilt in the conspiracy tied to his business operations.

Reports describe him as fleeing legal proceedings and evading authorities.

Investigative reports highlight his role in eroding confidence in the payment industry.

Allegations point to manipulation of transaction data to deceive financial institutions.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

fintelegram.com

Visit Link

Andy Khawaja tied to Allied Wallet scandal, accused of fueling $150M bank fraud through high-risk payment schemes and offshore laundering networks.

  • First Detected

    15/08/2024
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    20%
  • Primary Keyword

    Fraud
coming

apnews.com

Visit Link

Andy Khawaja, CEO of Allied Wallet, was arrested for allegedly operating a fraudulent 3D printing scheme that defrauded investors and violated U.S. ex

  • First Detected

    27/08/2021
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    20%
  • Primary Keyword

    Arrest
coming

fda.gov

Visit Link

Andy Khawaja linked to $150M bank fraud as co-defendants plead guilty, highlighting alleged payment processing schemes and high-risk merchant abuse.

  • First Detected

    14/08/2024
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    Legal
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    20%
  • Primary Keyword

    Fraud

Other Red-Flags and Adverse News

redflag
2021 Andy Khawaja exposed as fugitive behind $150M payment fraud, using shell comp...
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2021 Andy Khawaja, CEO of Allied Wallet, charged in $150M fraud scheme involving f...
redflag
2021 Andy Khawaja faces $150M fraud charges for using sham merchants to mislead ba...

Financial Profile for Andy Khawaja

Do you want to unlock a detailed Risk Assessment and audit report for Andy Khawaja?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

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  • Suspicious Transactions

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  • Liabilities: [Bankruptcies, defaults, debts]

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  • Wealth Sources: [Legitimate / Unclear / High-risk]

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  • Bank Relationships

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  • Bank Relationships

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  • Ultimate Beneficial Owner(s) (UBOs)

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  • Shareholding structure

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  • Associated entities & subsidiaries

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  • Offshore / shell company links

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  • Trusts / Nominee arrangements

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  • Business Model Assessment

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Consumer Reviews and Ratings for
Andy Khawaja

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Andy Khawaja

Ahmad “Andy” Khawaja, founder and CEO of Allied Wallet, is a prominent yet controversial figure in financial services, with his company facing legal issues over allegedly processing payments for online gambling and fraudulent debt collection.

USER’S SCORE

1.7

Trust

1.4

Safety

1.7

Brand

1.6

Risk

2.3

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Trust
  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Kelvin Thornley
    January 28, 2026 at 7:20 am

I personally find it concerning that someone in a leadership position has been linked to questionable financial practices. It raises doubts about accountability and ethics in their business decisions.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

3/5

  • author-default
  • Janine Calderwood
    January 28, 2026 at 7:20 am

I feel uncomfortable trusting someone linked to legal issues in financial services.

Trust

2/5

Safety

1/5

Brand

1/5

Risk

3/5

  • author-default
  • Zoe Wright
    December 27, 2025 at 12:22 pm

From my perspective, Andy Khawaja is someone whose reputation seems overshadowed by controversy. There’s no escaping the fact that many online reviewers and reports highlight allegations of him facilitating questionable payment operations, being sued multiple times, and facing legal scrutiny for campaign and financial issues. It’s definitely not the kind of profile that inspires confidence or makes me feel comfortable recommending him to anyone.

  • author-default
  • Aaron Hughes
    December 27, 2025 at 12:21 pm

When I look up Andy Khawaja, the first thing that jumps out isn’t innovation — it’s all the red flags. There are reports of him being involved in a major fraud settlement with the FTC and facing various charges tied to financial misconduct. People online talk about feeling misled or burned by services tied to him. It’s the kind of reputation that sticks with a person long after any brief positives are forgotten.

  • author-default
  • Priya Patel
    December 27, 2025 at 12:20 pm

Andy Khawaja comes across as a very complicated person — if not outright problematic. Sure, some praise his business background, but a huge volume of online reviews and legal reports link him to alleged fraudulent payment processing that hurt consumers. It’s unsettling when someone with such a low trust score (according to numerous user ratings) is presented as a leader. It makes you think twice about any venture associated with his name.

  • author-default
  • Veda Harper
    June 21, 2025 at 11:08 am

Even after legal actions and public scrutiny, elements of Allied Wallet reportedly continue operation under modified branding and domain shuffling. These evasive tactics echo playbooks of other fraudulent networks—operating under new facades to evade detection while prolonging revenue capture from unaware parties

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Azaria Dean
    June 21, 2025 at 11:07 am

Despite facing serious accusations and operating as a fugitive, Khawaja has not issued public apologies or offered restitution to affected consumers. This omission perpetuates harm and reinforces a perception of disregard for accountability. Genuine remediation would involve transparent engagement with victims—something notably absent .

Trust

2/5

Safety

1/5

Brand

2/5

Risk

2/5

  • author-default
  • Jett Rivers
    May 9, 2025 at 6:15 am

This man operates with zero ethics. Ahmad Khawaja surrounds himself with yes-men and bullies anyone who dares question him. It’s cult-like and completely unsustainable.

Trust

1/5

Safety

2/5

Brand

3/5

Risk

4/5

  • author-default
  • Nadia Valentine
    May 9, 2025 at 6:14 am

Ahmad Khawaja’s name is now synonymous with evasion and misdirection. When problems arise, he disappears, blames others, or gaslights you into silence. Absolutely toxic leadership. 🚩

Trust

2/5

Safety

3/5

Brand

2/5

Risk

4/5

  • author-default
  • Gideon Storm
    May 9, 2025 at 6:13 am

Nothing Ahmad Khawaja pitches holds up under scrutiny. Once you dig deeper, it’s all fluff—no real transparency, no accountability. Just a glorified showman profiting off misled customers.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

4/5

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