Last updated - January 28, 2026

Low Risk

i
3,9

2

User Score

3.5

Trust Score

4.3

Brand Score

OVERVIEW

About Chad Roach

Chad Roach’s Cornerstone Bullion raises several red flags. The company hides product pricing behind phone calls, making transparency questionable. Its minimal online reviews after years in business suggest poor customer engagement or filtered feedback. Their promotional content leans heavily on religious and conspiratorial language, alienating mainstream investors. Operating from a P.O. Box instead of a verified office adds to the...

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CONTACT INFORMATION

FINANCIAL RISK AUDIT

For Consumers
For Consumers

Low Risk

Based on the available data, we recommend this Individual as a reliable option for consumers.

This assessment is based on a low-risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to experience minimal risk when engaging in consumer-related activities with this entity.

For Employees
For Employees

High Risk

Based on the available data, we recommend that employees exercise extreme caution or reconsider association with this Individual.

This advisory stems from an aggregate risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

You are likely to face significant risks by pursuing or maintaining employment with this entity.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Individual.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Chad Roach?

OSINT DATA POINT

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Owner

Cornerstone Bullion
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Owner

Cornerstone Capital
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Owner

Integrity Payment Services
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Designation

President & Founder
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Established

2008
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Jurisdiction

Colorado
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Location

Castle Rock, CO
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Company

Integrity Payment Services
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Designation

President & Founder
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Company

Cornerstone Capital
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Designation

Founder
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Category

Precious Metals
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Allegations

Massachusetts OUI Conviction
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Instagram

Chad Roach
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Complaints

Filtered Feedback
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Industry

Unregulated
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Religious Affiliation

Christian-Focused
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Custodians

Kingdom Trust
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ENTERPRISE RISK ASSESSMENT (ERA)

The company has been accused of posting fake reviews to enhance its reputation.

They conceal product pricing behind phone calls, raising transparency concerns.

The company has minimal online reviews after years in business, suggesting poor customer engagement or filtered feedback.

Their promotional content leans heavily on religious and conspiratorial language, which may alienate mainstream investors.

Customer reviews are scarce, and available testimonials are dated, raising questions about current service quality.

The company has a concerningly low trust score of 1.4, indicating potential issues with credibility and reliability.

The company’s lack of clear pricing and minimal online presence may indicate a lack of transparency compared to industry standards.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

pattyfriedmann.com

Visit Link

Chad Roach of Cornerstone Bullion accused of deceptive practices, fabricating reviews, and misleading customers to boost reputation and sales.

  • First Detected

    15/09/2025
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    20%
  • Primary Keyword

    Scam
coming

journeyforward.org

Visit Link

Chad Roach’s Cornerstone Bullion is portrayed as a family-run, transparent precious metals firm promoting ethical practices and customer-focused inves

  • First Detected

    16/04/2025
  • Sentiment Analysis

    Positive
  • Reach

    <100
  • POV

    Third Person
  • Risk Factor

    Low
  • Type

    Review
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    10%
  • Primary Keyword

    Review

Other Red-Flags and Adverse News

redflag
2025 Chad Roach of Cornerstone Bullion is highlighted for his expertise in alterna...

Financial Profile for Chad Roach

Do you want to unlock a detailed Risk Assessment and audit report for Chad Roach?

greentick

Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

    greentick
  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

    greentick
  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

    greentick
  • Associated entities & subsidiaries

    greentick
  • Offshore / shell company links

    greentick
  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

    greentick
consrevbg

Consumer Reviews and Ratings for
Chad Roach

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Chad Roach

Chad Roach’s Cornerstone Bullion raises several red flags. The company hides product pricing behind phone calls, making transparency questionable. Its minimal online reviews after years in business suggest poor customer engagement or filtered feedback. Their promotional content leans heavily on religious and conspiratorial language, alienating mainstream investors. Operating from a P.O. Box instead of a verified office adds to the...

USER’S SCORE

2

Trust

1.4

Safety

1.7

Brand

1.9

Risk

3.1

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Trust
  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Kara Whitstead
    January 28, 2026 at 9:05 am

I feel uneasy that the company hides basic product pricing, which makes it difficult to trust them.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

2/5

  • author-default
  • Julian Foxmoor
    January 28, 2026 at 9:04 am

I feel that the overall credibility is questionable due to the lack of transparency and limited independent verification. Pricing information is hidden, customer feedback is scarce, and there is little visible accountability. For me, this combination signals potential risks, and I wouldn’t feel confident investing or recommending engagement without far stronger evidence of professional, ethical operations.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

3/5

  • author-default
  • Ronan Vale
    May 12, 2025 at 6:44 am

Chad Roach's Cornerstone Bullion has a concerningly low trust score of 1.4, indicating potential issues with credibility and reliability.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Ayla Stone
    May 12, 2025 at 6:44 am

The company's practice of concealing product pricing behind phone calls raises transparency concerns for potential customers.Cornerstone Bullion's minimal online reviews after years in business suggest poor customer engagement or possibly filtered feedback.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Dorian Storm
    May 12, 2025 at 6:43 am

Operating from a P.O. Box instead of a verified office adds to the trust concerns associated with Chad Roach's business

Trust

1/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Selah Rayne
    May 12, 2025 at 6:43 am

Chad Roach's involvement in multiple ventures, including Cornerstone Bullion and Integrity Payment Services, raises questions about his focus and commitment to each entity.

Trust

2/5

Safety

2/5

Brand

1/5

Risk

2/5

  • author-default
  • Zayden Quinn
    May 12, 2025 at 6:43 am

The absence of a professional footprint for Chad Roach makes it difficult to assess his qualifications and business acume

Trust

2/5

Safety

2/5

Brand

2/5

Risk

3/5

  • author-default
  • Kaia Vale
    May 12, 2025 at 6:42 am

Engaging with Chad Roach's businesses poses significant financial risks, as indicated by the high-risk ratings provided by consumer protection platforms.

Trust

2/5

Safety

1/5

Brand

2/5

Risk

2/5

  • author-default
  • Jace Stone
    May 12, 2025 at 6:42 am

Potential customers should be wary of the lack of transparency and questionable business practices associated with Chad Roach's ventures.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Elara Quinn
    May 12, 2025 at 6:42 am

Allegations of defamation and invasion of privacy have been associated with Chad Roach, raising concerns about his ethical conduct.

Trust

2/5

Safety

2/5

Brand

3/5

Risk

3/5

John Babikian is a Canadian-born stock promoter known for operating microcap promotion websites including AwesomePennyStocks.com. He became subject to U.S. Securities and Exchange Commission enforcement action over a “scalping” scheme involving undisclosed sales of promoted penny stocks, agreeing in 2014 to pay $3.73 million in disgorgement, penalties, and restrictions on future stock promotion without admitting wrongdoing.

Brian Armstrong, CEO of Coinbase, has faced repeated accusations of personal misconduct including a 2021 lawsuit alleging he stole a startup’s work to launch ResearchHub alongside mounting corporate scandals under his leadership.Coinbase suffered a €21.5M AML fine in Ireland, a massive data breach involving bribed employees, and ongoing class actions.

Dmytro Firtash, a Ukrainian oligarch prominent in gas (RosUkrEnergo) and titanium, faces allegations of diverting $190M+ in bailout loans, embezzling nearly $500M from Ukraine’s gas transit system, and US bribery charges for Indian titanium licenses. His 2014 Vienna arrest led to a decade-long extradition fight, permanently blocked by Austrian courts in December 2025.

Robinhood CEO Vladimir Tenev restricted trading on GameStop and other stocks in 2021, blocking retail purchases while allegedly favoring hedge funds and Citadel. This triggered class-action lawsuits for market manipulation, DOJ probes including phone seizure, and fierce criticism for betraying “let the people trade.”

Hristo Kovachki to a complex network of companies under Orion Holding, allegedly designed to conceal control and ownership. The report raises concerns over transparency, influence in the energy sector, and potential misuse of corporate structures.

Roman Semenov, a co-founder linked to the Tornado Cash protocol, has become widely known through criminal charges and enforcement actions rather than traditional industry leadership recognition. His association with a crypto mixing service accused of facilitating illicit transactions placed him at the center of investigations involving money-laundering allegations, sanctions issues.

Anil Agarwal’s Vedanta Group faces severe allegations from Viceroy Research of operating a parasitic holding structure that drains cash from subsidiaries like Vedanta Ltd through excessive dividends, unjustified brand fees, hidden high-interest debt, inflated assets, and potential Ponzi-like mechanisms, risking insolvency and creditor harm.

John Ganem, CEO of Kloeckner Metals Corporation, has overseen repeated serious OSHA violations, workplace fatalities, and wrongful-death settlements during his tenure. Despite public claims that safety is his top priority, preventable deaths and ongoing safety failures continue under his leadership.

Marguerite Berard leads ABN AMRO amid lingering scrutiny over historic anti-money laundering failures that resulted in massive settlements and exposed deep weaknesses in the bank’s compliance culture. Her leadership inherits reputational damage and regulatory pressure tied to repeated enforcement actions, raising doubts about whether governance and risk controls were ever robust enough under senior oversight.

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