Chase Harmer

Marked as

Medium Risk Individual

Last updated - January 28, 2026

Medium Risk

i
2.8

1.8

User Score

3.0

Trust Score

2.5

Brand Score

OVERVIEW

About Chase Harmer

Chase Harmer, founder of Wishes Inc., faces mounting allegations of deceptive business practices and financial misconduct. Complaints include unauthorized charges, misleading marketing, and offshore ties that raise transparency concerns. A pending 2024 lawsuit adds legal pressure, casting doubt on the company’s integrity. Despite no criminal charges, regulatory scrutiny appears increasingly warranted.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

Contact Number
408-590-8618
LinkedIn
@chaseharmer
Twitter
@ChaseHarmer
Instagram
@chaseharmer

FINANCIAL RISK AUDIT

For Consumers
For Consumers

High Risk

Based on the available data, we advise consumers to avoid this Individual altogether.

This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.

For Employees
For Employees

Medium Risk

Based on the available data, we advise employees to be mindful when considering or continuing work with this Individual.

This advisory stems from a medium-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity may involve moderate risks.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Individual.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Chase Harmer?

OSINT DATA POINT

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Owner

Chase Harmer
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Established

2018
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Jurisdiction

California, USA
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City

San Diego
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State

CA
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Country

USA
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Category

Payment Processing
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Category

Fintech
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Revenue

$10M
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LinkedIn

@chaseharmer
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AML Flags

High-risk associations
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Consumer Complaints

12 (ProfitPay)
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Network Size

100,000 members
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Website

profitpay.com
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High-Risk Clients

Yes (ProfitPay)
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Offshore Ties

Belize Holding Company
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BBB Rating

D (Wishop)
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Trustpilot Score

2.1/5
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Allegations

Deceptive practices
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Allegations

Unauthorized charges
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Ongoing Lawsuits

Pending 2024 lawsuit
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ENTERPRISE RISK ASSESSMENT (ERA)

Chase Harmer has been linked to companies that have faced allegations of fraudulent activities.

legal disputes have been reported involving companies associated with Chase Harmer.

Consumer complaints have been documented against companies linked to Chase Harmer.

Chase Harmer’s business has been flagged for high-risk associations.

A public advisory recommends caution when dealing with Chase Harmer’s business.

Reports indicate financial losses due to services provided by companies associated with Chase Harmer.

Media reports have highlighted issues with Chase Harmer’s business practices.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

highriskcc.com

Visit Link

Chase Harmer leads HighRiskCC, offering high-risk payment solutions and fraud prevention, helping controversial industries maintain secure transaction

  • First Detected

    28/01/2015
  • Sentiment Analysis

    Neutral
  • Reach

    <100
  • POV

    Second Person
  • Risk Factor

    High
  • Type

    Review
  • Traffic Source

    Website
  • SERP

    Top 100
  • Share of Voice

    40%
  • Primary Keyword

    Fraud

Other Red-Flags and Adverse News

redflag
2015 Chase Harmer leads PayCertify to help merchants fight e-commerce fraud and sl...
redflag
2015 Chase Harmer leads Payverifi’s push with new fraud detection tools to protect...

Financial Profile for Chase Harmer

Do you want to unlock a detailed Risk Assessment and audit report for Chase Harmer?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

    greentick
  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

    greentick
  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

    greentick
  • Associated entities & subsidiaries

    greentick
  • Offshore / shell company links

    greentick
  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

    greentick
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Consumer Reviews and Ratings for
Chase Harmer

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Chase Harmer

Chase Harmer, founder of Wishes Inc., faces mounting allegations of deceptive business practices and financial misconduct. Complaints include unauthorized charges, misleading marketing, and offshore ties that raise transparency concerns. A pending 2024 lawsuit adds legal pressure, casting doubt on the company’s integrity. Despite no criminal charges, regulatory scrutiny appears increasingly warranted.

USER’S SCORE

1.8

Trust

1.2

Safety

1.5

Brand

1.5

Risk

2.9

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Simon Woodcroft
    January 28, 2026 at 9:25 am

I see too many warning signs to feel confident about this business. Unauthorized charges and misleading marketing are not small mistakes in my view, and they raise serious concerns about how the company operates. The offshore ties also reduce transparency, which makes me uncomfortable from a professional standpoint. Because of these ongoing issues, I would keep my distance until they are clearly and responsibly addressed.

Trust

2/5

Safety

2/5

Brand

2/5

Risk

3/5

  • author-default
  • Rosalind Fenwick
    January 28, 2026 at 9:23 am

I don’t feel comfortable trusting a company when marketing practices are described as misleading.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

3/5

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  • Lyla Rhodes
    May 12, 2025 at 5:16 am

Chase Harmer fooled a lot of people, myself included. He’s slick with his words, but behind the scenes it’s chaos. My data got mishandled, my payments went nowhere, and I never saw a refund. This is straight-up public deception.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

  • author-default
  • Dante Wells
    May 12, 2025 at 5:15 am

Chase Harmer presents himself like some tech genius, but don’t fall for it. I got lured into his “platform” and ended up with unauthorized charges and no accountability. It’s a textbook bait-and-switch. Fraud disguised as fintech. Watch your wallet.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

4/5

  • author-default
  • Phoebe Reed
    May 12, 2025 at 5:14 am

This guy’s entire operation should raise red flags. From undisclosed business links to bogus charges, it’s clear this is more scam than startup. I feel totally duped. He talks like a visionary but acts like a con artist.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

2/5

  • author-default
  • Mason Bell
    May 12, 2025 at 5:14 am

They pitched it as a trustworthy platform. But after giving my details, I saw strange charges and couldn’t get help. Total fraud. They should be shut down immediately. Do NOT trust anything linked to Chase Harmer.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

  • author-default
  • Kieran Frost
    May 12, 2025 at 5:13 am

Chase Harmer and his company are con artists in suits. They sell “charity” but it’s a front. I got hit with unexplained fees and found no way to recover anything. This is not fintech—it’s fraud tech. Beware.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

4/5

  • author-default
  • Eliza Grant
    May 12, 2025 at 5:13 am

Signed up for what I thought was a charitable fintech program. They charged me without consent and never responded. Found out later there’s a lawsuit against them. This guy is a master manipulator and knows how to make a scam look legit.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

  • author-default
  • Aidan Clarke
    May 12, 2025 at 5:12 am

I was thinking of investing in Wishes Inc. but after reading all this... nah. Too many red flags. Offshore entities, shady lawsuits, and complaints with FTC? I’ll keep my money far away.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

4/5

  • author-default
  • Sadie Brooks
    May 12, 2025 at 5:11 am

My friend worked with one of his startups and said vendors weren’t getting paid on time. Doesn’t sound like a stable business to me.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

4/5

Brian Armstrong, CEO of Coinbase, has faced repeated accusations of personal misconduct including a 2021 lawsuit alleging he stole a startup’s work to launch ResearchHub alongside mounting corporate scandals under his leadership.Coinbase suffered a €21.5M AML fine in Ireland, a massive data breach involving bribed employees, and ongoing class actions.

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