Fraser Lawrence Allport

Marked as

Medium Risk Individual

Published - December 12, 2025

Medium Risk

i
2.7

1.7

User Score

2.8

Trust Score

2.5

Brand Score

OVERVIEW

About Fraser Lawrence Allport

Fraser Lawrence Allport is a long-time Florida financial advisor and self-described fiduciary with a career spanning over four decades, operating entities like The Total Advisor and Safe and Smart Money.His professional history includes regulatory sanctions and customer disputes over unsuitable financial products and advisory practices. Investigations allege he may have tried to suppress critical reviews online using improper takedown notices.

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CONNECTIONS AND RELATIONSHIP

CONTACT INFORMATION

FINANCIAL RISK AUDIT

For Consumers
For Consumers

Medium Risk

Based on the available data, we suggest consumers approach this Individual with caution.

This advisory is based on a medium-risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You may face moderate risks when engaging in consumer-related activities with this entity.

For Employees
For Employees

Medium Risk

Based on the available data, we advise employees to be mindful when considering or continuing work with this Individual.

This advisory stems from a medium-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity may involve moderate risks.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Individual.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Fraser Lawrence Allport?

OSINT DATA POINT

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FullName

Fraser Lawrence Allport
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CRD Number

1242844
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Birth Year

1955
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Primary Location

Vero Beach, FL
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Current Firm

Sequent Planning, LLC
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Registration Date

October 2025
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Jurisdiction

Florida
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Career Length

43 Years
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Profession

Financial Advisor
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Certification

Accredited Investment Fiduciary
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Certification

Certified Estate Planner
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Business

The Total Advisor, LLC
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Website

fraserallport.com
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Customer Disputes

4
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Terminations

2
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Settlement Amount

$55,000
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Alleged Damages

$1,620,509
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Specialization

Retirement Planning
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Services

Annuity Sales
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LinkedIn Connections

500+
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Approach

Total Money Planning
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Mentor Location

WeVenture FIT
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Workshop Topic

Financial Wellness
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Specialization

DROP Plans
Load More

ENTERPRISE RISK ASSESSMENT (ERA)

An NASD/FINRA sanction in 1992 resulted in a fine and suspension, indicating a historical regulatory breach.

Public records mention a 2002 customer dispute over “unsuitable investments” that settled for $25,000, suggesting possible unsuitable advice.

Critics claim he has marketed himself as a fiduciary while allegedly failing to fully disclose conflicts of interest and risks.

Some anecdotal reviews allege high fees, aggressive insurance pushes, and poor communication from his firm.

IntelligenceLine profiles accuse him of deceptive practices and potential fraud without formal proof.

An online investigation claims he may have misused DMCA takedown notices to suppress negative content.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

reports.adviserinfo.sec.gov

Visit Link

Fraser Lawrence Allport SEC report details registration, work history, and any disclosed customer disputes or terminations.

  • First Detected

    11/04/2025
  • Sentiment Analysis

    Neutral
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    Regulatory
  • Traffic Source

    Document
  • SERP

    Top 10
  • Share of Voice

    10%
  • Primary Keyword

    Allegation
coming

cybercriminal.com

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Fraser Lawrence Allport flagged with low trust, accused of financial fraud, unsuitable investments, and high‑risk advisory practices

  • First Detected

    12/05/2025
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    Criticism
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    10%
  • Primary Keyword

    Allegation

Other Red-Flags and Adverse News

redflag
2025 Fraser Lawrence Allport: A Fiduciary’s Mask Slipping into a Mire of Doubt
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2025 Fraser Lawrence Allport: Scam Allegations, Red Flags & Financial Risk Warnings

Financial Profile for Fraser Lawrence Allport

Do you want to unlock a detailed Risk Assessment and audit report for Fraser Lawrence Allport?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

    greentick
  • Suspicious Transactions

    greentick
  • Liabilities: [Bankruptcies, defaults, debts]

    greentick
  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

    greentick
  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

    greentick
  • Associated entities & subsidiaries

    greentick
  • Offshore / shell company links

    greentick
  • Trusts / Nominee arrangements

    greentick
  • Business Model Assessment

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Consumer Reviews and Ratings for
Fraser Lawrence Allport

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Fraser Lawrence Allport

Fraser Lawrence Allport is a long-time Florida financial advisor and self-described fiduciary with a career spanning over four decades, operating entities like The Total Advisor and Safe and Smart Money.His professional history includes regulatory sanctions and customer disputes over unsuitable financial products and advisory practices. Investigations allege he may have tried to suppress critical reviews online using improper takedown notices.

USER’S SCORE

1.7

Trust

1

Safety

1.3

Brand

1

Risk

3.5

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Trust
  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Karolina Petrova
    January 28, 2026 at 10:58 am

His advisory history includes regulatory sanctions, such as a 1992 NASD/FINRA fine and suspension, suggesting documented past misconduct in financial services.

Trust

1/5

Safety

1/5

Brand

1/5

Risk

3/5

  • author-default
  • Kristoffer Madsen
    January 28, 2026 at 10:57 am

His advisory history includes regulatory sanctions, such as a 1992 NASD/FINRA fine and suspension, suggesting documented past misconduct in financial services.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

3/5

  • author-default
  • Paige Russell
    December 30, 2025 at 11:50 am

It’s really troubling to see an advisor with over four decades in the business still have unresolved concerns about his conduct. Long tenure shouldn’t be a shield it should mean accountability and I don’t see enough of that here. That’s a huge red flag for me

Trust

1/5

Safety

1/5

Brand

1/5

Risk

4/5

  • author-default
  • Ethan Coleman
    December 30, 2025 at 11:49 am

I feel disappointed and frankly irritated by the lack of transparency in his professional narrative If someone has had customer disputes or regulatory actions, I want them out in the open not glossed over or buried in marketing talk. That kind of opacity makes me mistrust his entire practice

Trust

1/5

Safety

1/5

Brand

1/5

Risk

4/5

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