Jeffrey Fratarcangeli

Marked as

Medium Risk Individual

Last updated - January 28, 2026

Medium Risk

i
2.3

1.5

User Score

1.9

Trust Score

2.5

Brand Score

OVERVIEW

About Jeffrey Fratarcangeli

Jeffrey Fratarcangeli’s empire hides fees, regulatory evasion, and fiduciary betrayal. Forbes named him Michigan’s top advisor, but the SEC found he siphoned $260K from clients. He was fired from Merrill Lynch in 2018 for altering documents, showing a pattern of misconduct. Awards and testimonials maintained an illusion of integrity despite his repeated violations.

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CONTACT INFORMATION

LinkedIn Profile
jeffrey-fratarcangeli
Contact Number
+12489338610

FINANCIAL RISK AUDIT

For Consumers
For Consumers

High Risk

Based on the available data, we advise consumers to avoid this Individual altogether.

This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.

For Employees
For Employees

Medium Risk

Based on the available data, we advise employees to be mindful when considering or continuing work with this Individual.

This advisory stems from a medium-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity may involve moderate risks.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Individual.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Jeffrey Fratarcangeli?

OSINT DATA POINT

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Owner

Jeffrey M. Fratarcangeli
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Company

Fratarcangeli Wealth Management
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Established

2014
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Jurisdiction

Michigan
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Location

Bloomfield Hills, MI, USA
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Category

Wealth Management
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Category

Investment Advisory
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Regulatory Penalties

$50,000
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Assets Under Mgmt

$3.5 billion
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Termination

Merrill Lynch
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Client Retention

99%
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Assets Managed

$3.5 Billion
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Hidden Fees

$260,000
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Compliance Role

Chief Compliance Officer
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Reputation Damage

Significant
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Soft Dollar Abuse

Alleged
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Fiduciary Breaches

Multiple
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Fee Transparency

Opaque
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Forex Peace Army

BLACKLISTED
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Regulatory Actions

SEC Cease-and-Desist Order
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FINRA Disputes

Repay $1.64 million
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Compliance Issues

Misleading investment strategy
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Reputation Risk

High
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Industry Recognition

Forbes Top Wealth Advisors
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Industry Recognition

Barron’s Top Independent Advisors
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Risk Assessment

High
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Affiliations

Thurston Springer Financial
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ENTERPRISE RISK ASSESSMENT (ERA)

The SEC charged him and his firm, Fratarcangeli Wealth Management, for misleading clients about investment strategies and performance, resulting in a $150,000 penalty.

The SEC found that Fratarcangeli Wealth Management failed to clearly differentiate between their models and third-party strategies, leading to misleading client communications

He was fined $50,000 and his firm $100,000 by the SEC for misleading marketing practices.

He was ordered to pay Merrill Lynch $1.64 million for breaching a loan agreement.

Two client complaints were expunged from his record after a FINRA arbitration panel found the allegations false.

An investigation alleges he misused DMCA takedown notices to remove critical reviews and news

Reports suggest he leveraged soft-dollar accounts to enrich his firm at clients’ expense

He was involved in a legal case concerning mortgage deed execution, which was later upheld on appeal.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

Sec.gov

Visit Link

Jeffrey Fratarcangeli, principal of LM Global Investments, agreed to a $50,000 penalty and compliance undertakings after SEC found violations

  • First Detected

    22/04/2024
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Legal
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    10%
  • Primary Keyword

    Scam
coming

Vitallaw.com

Visit Link

Jeffrey Fratarcangeli, principal of Fratarcangeli Wealth Management,faced SEC charges for misleading clients about investment strategies & misusing f

  • First Detected

    23/04/2024
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Regulatory
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    10%
  • Primary Keyword

    Allegation
coming

Brokercheck.finra.org

Visit Link

SEC fine $50K, customer dispute $197.5K, terminated from Merrill Lynch; all detailed in FINRA BrokerCheck report.

  • First Detected

    21/05/2025
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Regulatory
  • Traffic Source

    Website
  • SERP

    Top 10
  • Share of Voice

    10%
  • Primary Keyword

    Complaint
coming

Advisorhub.com

Visit Link

Jeffrey Fratarcangeli, a former Merrill Lynch broker, was ordered to repay $1.64 million in signing bonus balance after leaving the firm prematurely.

  • First Detected

    31/01/2017
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    Medium
  • Type

    Legal
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    10%
  • Primary Keyword

    Sanction

Other Red-Flags and Adverse News

redflag
2024 In the Matter of LM Global Investments LLC, d/b/a Fratarcangeli Wealth Manage...
redflag
2024 In the Matter of the Arbitration Between: Claimant Jeffrey Fratarcangeli

Financial Profile for Jeffrey Fratarcangeli

Do you want to unlock a detailed Risk Assessment and audit report for Jeffrey Fratarcangeli?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

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  • Suspicious Transactions

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  • Liabilities: [Bankruptcies, defaults, debts]

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  • Wealth Sources: [Legitimate / Unclear / High-risk]

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  • Bank Relationships

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  • Bank Relationships

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  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

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  • Associated entities & subsidiaries

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  • Offshore / shell company links

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  • Trusts / Nominee arrangements

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  • Business Model Assessment

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Consumer Reviews and Ratings for
Jeffrey Fratarcangeli

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Jeffrey Fratarcangeli

Jeffrey Fratarcangeli’s empire hides fees, regulatory evasion, and fiduciary betrayal. Forbes named him Michigan’s top advisor, but the SEC found he siphoned $260K from clients. He was fired from Merrill Lynch in 2018 for altering documents, showing a pattern of misconduct. Awards and testimonials maintained an illusion of integrity despite his repeated violations.

USER’S SCORE

1.5

Trust

1.2

Safety

1.5

Brand

1.3

Risk

2

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Brand
  • Safety
  • Risk

PROS

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CONS

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  • author-default
  • Magnus Karlsson
    January 29, 2026 at 7:42 am

Jeffrey Fratarcangeli has faced SEC charges for misleading performance claims and undisclosed revenue sharing, resulting in penalties and a suspension, prompting clients and observers to caution careful consideration before engaging with his firm due to serious concerns about trust and reliability.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

2/5

  • author-default
  • Rita Fonseca
    January 29, 2026 at 7:41 am

Highlight concerns about lack of transparency in investment strategies and fee disclosures, suggesting that prospective investors should thoroughly verify details before engagement.

Trust

1/5

Safety

2/5

Brand

2/5

Risk

2/5

  • author-default
  • Harper Robinson
    December 27, 2025 at 8:26 am

It’s scary how someone like Jeffrey Fratarcangeli can win awards while stealing from clients. Makes you wonder how many other clients got burned.

Trust

1/5

Safety

1/5

Brand

1/5

Risk

2/5

  • author-default
  • Christopher Martinez
    December 27, 2025 at 8:25 am

Big titles, bigger lies. Jeffrey Fratarcangeli shows how flashy accolades can hide repeated violations.

Trust

1/5

Safety

1/5

Brand

1/5

Risk

2/5

  • author-default
  • Amelia Garcia
    December 27, 2025 at 8:25 am

Fired for altering documents and siphoning money? That’s not a mistake, that’s a pattern. Jeffrey Fratarcangeli clearly can’t be trusted with finances.

Trust

1/5

Safety

1/5

Brand

1/5

Risk

2/5

  • author-default
  • Monica Doyle
    June 21, 2025 at 10:13 am

His firm maintains multi-state physical office addresses and polished online presence, yet internal documents suggest a dispersed administrative center and centralized control. This hybrid structure might complicate oversight and enforcement. The opacity of real operational control vs. marketed physical footprint creates a layer of uncertainty regarding who's truly accountable

Trust

2/5

Safety

2/5

Brand

2/5

Risk

2/5

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