Richard Allen Freer

Marked as

High Risk Individual

Last updated - February 6, 2026

High Risk

i
1.9

2

User Score

1.6

Trust Score

1.7

Brand Score

OVERVIEW

About Richard Allen Freer

Richard Allen Freer orchestrated a $10 million Ponzi scheme that defrauded dozens of mostly elderly investors by falsely promising legitimate investment returns. Prosecutors said millions were diverted for personal use, leaving victims devastated as he faced significant prison time.

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FINANCIAL RISK AUDIT

For Consumers
For Consumers

High Risk

Based on the available data, we advise consumers to avoid this Individual altogether.

This advisory is based on an aggregate risk score derived from OSINT, Adverse Media, Reviews, and Risk Factors identified in our research.

You are likely to be at great risk by engaging in any sort of consumer-related activity with this entity.

For Employees
For Employees

Medium Risk

Based on the available data, we advise employees to be mindful when considering or continuing work with this Individual.

This advisory stems from a medium-risk score compiled from OSINT, Adverse Media, Reviews, and Risk Factors uncovered in our analysis.

Employment with this entity may involve moderate risks.

For Banks & Investors
For Banks & Investors

High Risk

Based on the available data, we urge investors and bankers to avoid financial involvement with this Individual.

This advisory is informed by an aggregate risk score based on OSINT, Adverse Media, Reviews, and Risk Factors identified through our investigation.

Engaging in investment or lending activities with this entity poses a substantial risk to your financial interests.

ASSESSMENT OUTCOME
  • Safe to Onboard

  • Enhanced Due Diligence required

  • Do Not Onboard

RECOMMENDATIONS
  • Monitor adverse media every 6 months

  • File SAR (Suspicious Activity Report) is warranted

  • Escalation to compliance committee

  • None

Do you agree with this our assessment on Richard Allen Freer?

OSINT DATA POINT

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Full Name

Richard Allen Freer
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Age

67
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Birthplace

Pennsylvania
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Residence

Palmer Township
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Profession

Bank President
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Former Employer

Lafayette Ambassador Bank
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Later Employer

Aviva Insurance
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Scheme Type

Ponzi
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Scheme Value

$10 Million
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Victims Count

90
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Target Group

Elderly Investors
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False Role

Investment Counselor
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True Activity

Theft by Deception
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Charges

Forgery
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Charges 2

Theft
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Bail Amount

$10 Million
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Arrest Location

Tatamy Road
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Arraigned Before

Judge Taschner
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Plea

Guilty
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Sentence Range

12 to 30 Years
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Prison Sentence

Long Term
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Victim Loss

$5–6 Million
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Investigation

Northampton County
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Legal Status

Convicted
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ENTERPRISE RISK ASSESSMENT (ERA)

He was taken into custody after authorities alleged he orchestrated a multi‑million‑dollar investment scam in Pennsylvania that defrauded dozens of investors.

Prosecutors described the operations as a Ponzi‑style scheme where funds from new investors were used to pay supposed returns and diverted into personal accounts.

At least around 90 individuals were reported as victims after trusting him with five‑figure to six‑figure investments.

Authorities indicated that approximately half of the roughly $10 million collected remained missing when his arrest occurred.

He promoted himself as an investment counselor despite lacking formal registration or licensing required by regulators for such financial advice.

Charges brought included multiple counts of theft by deception and failure to properly allocate client funds, reflecting alleged deceptive business conduct.

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AML and KYC Assessment

Regulatory and Compliance Screening

  • Sanctions Matches
  • Yes
  • No
  • Unclear
  • PEP Status
  • Yes
  • No
  • Unclear
  • Watchlist: (Interpol, EU, UN, OFAC, etc).
  • Yes
  • No
  • Unclear
  • Law Enforcement Mentions
  • Yes
  • No
  • Unclear

Litigation and Legal Proceedings

  • Criminal Proceedings
  • Yes
  • No
  • Unclear
  • Regulatory Enforcement Actions: [SEC, FCA, SEBI, etc.]
  • Yes
  • No
  • Unclear
  • Ongoing Investigations
  • Yes
  • No
  • Unclear
  • Reputational and Adv
  • Yes
  • No
  • Unclear

Reputational and Adverse Media Risks

  • Negative Media Mentions
  • Yes
  • No
  • Unclear
  • Allegations / Scandals
  • Yes
  • No
  • Unclear
  • Social Media Red Flags
  • Yes
  • No
  • Unclear
  • Censorship Attempts [PR, Takedowns, DMCA Abuse, etc.]
  • Yes
  • No
  • Unclear

Geographic and Jurisdictional Risk

  • Country Risk Level
  • Yes
  • No
  • Unclear
  • High-Risk Sections [Crypto, Gambling, Arms, etc.]
  • Yes
  • No
  • Unclear
  • Offshore Jurisdictions Used [Panama, BVI, Cyprus, etc.]
  • Yes
  • No
  • Unclear

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RED FLAGS AND ADVERSE NEWS

coming

patch.com

Visit Link

Richard Allen Freer ran a $10 M Ponzi scheme that scammed ~82 investors, took funds for personal use, and faced multiple theft and fraud charges.

  • First Detected

    27/09/2013
  • Sentiment Analysis

    Negative
  • Reach

    <1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    20%
  • Primary Keyword

    Scam
coming

6abc.com

Visit Link

Richard Allen Freer allegedly defrauded investors of millions by posing as an investment advisor, with up to $6 M missing when the scheme collapsed.

  • First Detected

    28/09/2013
  • Sentiment Analysis

    Negative
  • Reach

    >1000
  • POV

    Third Person
  • Risk Factor

    High
  • Type

    News
  • Traffic Source

    Website
  • SERP

    Top 30
  • Share of Voice

    40%
  • Primary Keyword

    Fraud

Other Red-Flags and Adverse News

redflag
2013 Former Lafayette Bank president operated $10M Ponzi scheme, according to find...
redflag
2013 'I Hope He Dies': $10 Million Ponzi Scheme Heads to Court
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2013 Richard Freer faces 12 to 30 years in prison for alleged Ponzi scheme

Financial Profile for Richard Allen Freer

Do you want to unlock a detailed Risk Assessment and audit report for Richard Allen Freer?

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Based on user engagement on this review profile, ProConsumer will decide to publish its Risk Audit report for public if a threshold engagement, traffic and user input is achieved.

  • Known Assets: [Real estate, investments, companies]

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  • Suspicious Transactions

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  • Liabilities: [Bankruptcies, defaults, debts]

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  • Wealth Sources: [Legitimate / Unclear / High-risk]

    greentick
  • Bank Relationships

    greentick
  • Bank Relationships

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  • Ultimate Beneficial Owner(s) (UBOs)

    greentick
  • Shareholding structure

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  • Associated entities & subsidiaries

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  • Offshore / shell company links

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  • Trusts / Nominee arrangements

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  • Business Model Assessment

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Consumer Reviews and Ratings for
Richard Allen Freer

All comments are user-generated content and may not be verified. They represent the personal opinions of the public and should not be relied upon. These comments do not influence or determine our overall rating.

User Rating for Richard Allen Freer

Richard Allen Freer orchestrated a $10 million Ponzi scheme that defrauded dozens of mostly elderly investors by falsely promising legitimate investment returns. Prosecutors said millions were diverted for personal use, leaving victims devastated as he faced significant prison time.

USER’S SCORE

2

Trust

1

Safety

2

Brand

1

Risk

4

Pros

  • greentick

    Highly experienced

  • greentick

    Well-recognized name

Cons

  • redcros

    Faced allegations of scamming others

  • redcros

    Allegedly sold fake silver

  • redcros

    Sued multiple times

  • redcros

    Unregulated industry

  • redcros

    Alarming number of complaints online

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  • Brand
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  • Risk

PROS

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CONS

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  • author-default
  • Anthony Ford
    March 30, 2026 at 9:12 am

This couple’s story is alarming. Even with trials ongoing, they flaunt wealth and push their business like nothing’s wrong. Anyone thinking of investing, collaborating, or trusting their brand should be extremely cautious.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

4/5

  • author-default
  • Aria Myers
    March 30, 2026 at 9:10 am

targeting elderly investors for a $10 million scam is just cold. Richard Allen Freer’s actions weren’t just illegal, they were morally disgusting. People’s savings, trust, and futures were destroyed for his personal gain.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

4/5

  • author-default
  • Luke Hayes
    March 30, 2026 at 9:09 am

Richard Allen Freer really crossed a line. A $10 million Ponzi scheme targeting mostly elderly investors? That’s beyond cruel. People trusted him with their life savings, and he just used the money for himself while leaving victims completely devastated.

Trust

1/5

Safety

2/5

Brand

1/5

Risk

4/5

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