At Proconsumer.com, we are committed to protecting your privacy. These Legal Policies explains how we collect, use, and safeguard your personal information when you use our services. By using our platform, you consent to the practices described in this policy.
By accessing or using the Proconsumer.com website, referred to as the Service, you agree to be bound by these Terms of Service, referred to as the Terms. If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms. If you lack such authority or do not agree with these Terms, you must not accept them and may not use the Service.
The Service refers to the Proconsumer.com platform, including all features, content, and reports provided therein. A User is any individual or entity that accesses or uses the Service. A Subscription is a paid plan that grants access to premium features and reports on the Service. A Report is any risk assessment or due-diligence report provided by Proconsumer.com. Data encompasses all information, including personal and corporate data, used or provided by the Service.
You may use the Service only for lawful purposes and in accordance with these Terms. All content on the Service, including Reports, is the property of Proconsumer.com and is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Reports for your internal business purposes only. You may not reproduce, distribute, or create derivative works from any part of the Service without our prior written consent. Additionally, you agree not to use the Service for any illegal or unauthorized purpose, interfere with or disrupt the integrity or performance of the Service, attempt to gain unauthorized access to the Service or its related systems or networks, or use any automated means to access the Service without our prior permission.
To access premium features and reports, you must purchase a Subscription. Subscriptions are billed on a recurring basis unless cancelled. Payment must be made in advance, and we reserve the right to suspend or terminate your Subscription for non-payment.
Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the Service, you consent to the practices described in our Privacy Policy, available at Proconsumer.com Legal.
Proconsumer.com provides Reports for informational purposes only. We do not guarantee the accuracy, completeness, or reliability of any information provided. You agree to indemnify and hold Proconsumer.com harmless from any claims arising from your use of the Service or reliance on any information provided.
We may terminate or suspend your access to the Service at our sole discretion, immediately and without prior notice or liability, for any reason, including if you breach these Terms.
These Terms shall be governed by and construed in accordance with the laws of Delaware, USA, without regard to its conflict of law provisions.
We may update these Terms from time to time. The most current version will be posted on our website, and your continued use of the Service after any changes constitutes your acceptance of the new Terms.
If you have any questions about these Terms, please contact us at [email protected].
Proconsumer.com employs industry-standard security measures to protect your data. We comply with all applicable laws and regulations regarding data protection and privacy. However, you acknowledge that no method of transmission over the internet or electronic storage is 100% secure.
The Reports provided by Proconsumer.com are for informational purposes only and should not be relied upon as the sole basis for making business decisions. You are responsible for verifying the accuracy of any information and for complying with all applicable laws.
At Proconsumer.com, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you use our services. By using our platform, you consent to the practices described in this policy.
We collect various types of information to provide and improve our services. This includes personal information such as your name, email address, phone number, and other contact details that you provide during registration or when subscribing to our services. We also automatically collect usage data, which includes your IP address, browser type, device information, and the pages you visit on our site. Additionally, we may collect third-party data from public sources or third-party databases that are relevant to our risk assessment and due diligence activities.
We use the information we collect for several purposes, including providing, maintaining, and improving our services. This involves performing risk assessments and due diligence on behalf of our clients. We also use your information to communicate with you about your account, our services, and any updates or changes. Furthermore, we may use your information to comply with legal obligations and to protect our rights.
We may share your information with service providers who assist us in operating our platform, as well as with business partners for joint services or marketing purposes. Additionally, we may share your information with law enforcement or regulatory bodies when required by law. It is important to note that we do not sell your personal information to third parties.
We implement industry-standard security measures to protect your data, including encryption and access controls. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.
Depending on your jurisdiction, you may have certain rights regarding your personal data. These rights may include accessing your personal data, correcting any inaccurate data, deleting your data, and objecting to certain processing activities. If you wish to exercise any of these rights, please contact us at [email protected].
We retain your data for as long as necessary to provide our services and comply with legal obligations. We may retain certain data for archival purposes or to protect against legal claims.
Our services may involve the transfer of data to countries outside your country of residence. We ensure that such transfers comply with applicable data protection laws, including using standard contractual clauses or other safeguards.
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with the updated date. Your continued use of the platform after such changes constitutes your acceptance of the new policy.
If you have any questions about this Privacy Policy, please contact us at [email protected]. By using Proconsumer.com, you agree to the terms of this Privacy Policy.
Proconsumer.com is dedicated to maintaining the highest standards of transparency and integrity in our risk assessment and due diligence services. This Compensation Disclosure outlines how we are compensated and ensures that our users are aware of any potential influences on our platform.
Proconsumer.com generates revenue through two primary channels. First, businesses may pay a fee to enhance their profiles on our platform, which allows them to provide additional information, correct inaccuracies, or highlight positive aspects of their operations. All such information is subject to verification by Proconsumer.com to ensure accuracy, and this service does not guarantee any change in risk assessment scores or listing status, as assessments are based solely on objective criteria and data from reliable sources. Second, financial institutions and other subscribers pay for access to our API, which provides real-time risk assessment data and reports. Subscription fees are determined based on the level of access and data usage, but they do not influence the content or quality of the data provided.
To maintain the integrity of our services, Proconsumer.com ensures that compensation does not affect the objectivity of our risk assessments. For profile enhancements, risk assessment scores and core data are determined by our proprietary algorithms and are not altered by the enhancement service; only verified information is included in profiles, ensuring no impact on objective assessments. For API subscriptions, all subscribers receive the same data and reports, regardless of their subscription tier, ensuring that fees do not result in preferential treatment or altered information.
Proconsumer.com does not engage in affiliate marketing, receive kickbacks, or participate in any other compensation arrangements that could influence our risk assessments or the information provided on our platform. Our revenue is limited to the profile enhancement services and API subscriptions described above.
If you have any questions or require further details about our compensation practices, please contact us at [email protected]. We are committed to addressing any inquiries promptly to ensure full transparency.
We are dedicated to providing unbiased and accurate risk assessment information to our users. Our compensation structure is designed to support our mission of delivering reliable due-diligence services without compromising the integrity of our platform. By using Proconsumer.com, you acknowledge that you have read and understood this Compensation Disclosure.
At Proconsumer.com, we are committed to providing accurate and reliable information to support your risk assessment and due diligence needs. This Data Accuracy Policy outlines our approach to ensuring the accuracy of the data we provide.
All information published on Proconsumer.com is based on publicly available data, Open Source Intelligence (OSINT), and user submissions. We strive to maintain the highest standards of accuracy in compiling and presenting this information.
To ensure the accuracy of our data, we employ a combination of automated tools and manual reviews. Our team regularly verifies information from multiple sources and cross-references data to confirm its reliability.
While we make every effort to ensure the accuracy of the information provided, we cannot guarantee the accuracy, completeness, or timeliness of all data, particularly user-generated content such as reviews and comments. Users are encouraged to verify critical information independently before making any decisions.
Users of Proconsumer.com are responsible for conducting their own due diligence and verifying the accuracy of any information they rely upon, especially for important business decisions.
If you believe that any information on our platform is inaccurate or needs updating, please contact us at [email protected] or use our reporting form to submit your concerns. We will review and address reported issues as promptly as possible.
We continuously update our database with the latest available information to ensure that our users have access to the most current and accurate data possible.
Proconsumer.com provides the information on our platform “as is” and without warranties of any kind, express or implied. We do not guarantee that the information is accurate, complete, or up-to-date, and we are not liable for any errors or omissions in the data.
Proconsumer.com is committed to protecting its intellectual property rights, including trademarks and copyrights, while ensuring transparency and compliance with legal standards. This policy outlines the protection of our website's content and branding, as well as the responsibilities of users accessing our platform.
All content on this website, including but not limited to text, graphics, logos, images, software, and reports, is the property of Proconsumer.com and is protected by United States and international copyright laws. You may not copy, reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information or work from this site without our prior written permission. Any unauthorized use of our copyrighted materials may result in legal action.
The names, logos, and trademarks displayed on this website, including "Proconsumer.com," are the property of Proconsumer.com or other third parties. These trademarks are registered and protected by law. You are not permitted to use, reproduce, or distribute these trademarks without prior written consent from Proconsumer.com or the respective third-party owner. Unauthorized use of our trademarks may lead to legal consequences.
The content on this website is provided for informational purposes only. While we strive to maintain accuracy and reliability, we do not guarantee the completeness or timeliness of the information. Users are encouraged to verify any critical information independently before making decisions. This policy does not grant any rights to use, reproduce, or distribute our content beyond what is explicitly permitted.
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